Lease to Own ($1 Buyout) A lease that combines lower, fixed monthly payments with the guaranteed-in-advance right to purchase the equipment at the end of the lease term, at a pre-determined price--usually $1.00. This option is good for equipment with a long, useful life. Also called a capital or finance lease, and may be depreciated on the balance sheet. (Available in most, but not all states.  Please call for details)

Lease With Option to Buy (FMV/10% buyout) Provides greater flexibility and the lowest monthly payment.  Its benefits include 4 unique lease-end options:

Return the equipment to Advance Capital Group with no further obligation, OR

Purchase the equipment for its fair market value at the time, OR

Purchase the equipment for a fixed amount--usually 10% of its price (must be agreed to in advance), OR

Continue leasing for additional months at a reduced monthly payment.