1. Ninety percent (90%) financing of the total project costs for the project. Utilizing our SBA loan program allows business owners to preserve more capital for other uses and gain the highest cash-on-cash return for their capital.

2. Businesses can save on interest expenses by not accepting market interest rates when below market, fixed interest rates are available with our 504 loan program.

3. Longer loan amortizations allow for smaller monthly payments, which have less impact on business cash flow. Furthermore, since prepayments are always allowed (generally up to 20% of the principal balance during the first ten years), business owners can have the best of both worlds — smaller monthly payments for when times are tight, but able to prepay when excess cash is on hand.

4. When putting in ten percent (10%) equity, getting below market interest rates and having the benefits of longer loan amortizations versus traditional lending, business owners' cash flow is less impacted and they can still realize all the advantages of purchasing or constructing commercial real estate.

5. Financing closing and other soft costs with our 504 loan helps keep out-of-pocket expenses to a true ten percent (10%) which allows business owners who want to spend the minimum amount of cash necessary in order to preserve more capital for other uses.

6. No balloon payments, allow borrowers to have more control and greater peace of mind.

7. Our SBA loans can be made without disrupting your existing banking relationship because we do not require other banking products or services in conjunction with our SBA loans.

8. Speedy approvals allows business owners to take possession of their new asset and start reaping the advantages as soon as possible.

9. Dealing with a specialist in 504 loan financing who offers Twenty-four hour pre-approvals and makes the experience of obtaining an SBA Loans simple and hassle-free experience.

10. Our SBA Loan program provides both small and mid-sized businesses advantages previously only known to much larger enterprises.

With our 90% loan-to-cost SBA Loans, owners of small and mid-sized businesses can preserve capital and maximize cash flow to better afford purchasing equipment or commercial real estate instead of leasing. Our clients receive all the benefits of ordinary bank financing but with less money down, longer fixed rate terms, more convenience, faster turnarounds and better customer service.

For additional questions and/or clarification regarding the SBA 7A Loan Program or SBA 504 loan program, please contact us directly at 888-346-6871 for an sba loan.